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Securities offered through American Portfolios Financial Services, Inc. (APFS) (Holbrook, NY, 631.439.4600), member FINRA/SIPC. Investment Advisory Services offered through Ambassador Advisors, LLC. and American Portfolios Advisors, Inc. (APA) an SEC Registered Investment Advisor. Stecher Financial Group is not affiliated with APFS, APA, and Ambassador Advisors.